Personal Checking Products

Basic Checking Green

Our basic checking is a great basic account with no service charge and no minimum balance required. Statements are sent via electronic E-Statement, and images will be provided. A valid e-mail address is required to establish this account.

 

Basic Checking 

This account is also designed for the customer that is looking for a basic account but desires to have a paper statement. The service charge for this account is $4.95 per month. Imaged checks will be provided with your statement.

 

Interest Bearing Checking Green 

Our interest bearing account earns interest that will be compounded and posted to your account monthly. For this account, you must utilize at least one of the following Georgia Heritage Bank products or services: 

• Direct Deposit
• Safe Deposit Box
• Debit Card
• ACH Debit Transaction

Statements are sent via electronic E-Statement, and images will be provided. A valid e-mail address is required to establish this account.

 

Interest Bearing Checking

This account is designed for customers that desire to earn interest on their account, but wish to receive a paper statement. The service charge for this account is $4.95 per month. Imaged checks will be provided with your statement.

 

Senior Checking Green

This account is designed for customers over fifty. For this account, you must utilize at least one of the following Georgia Heritage Bank products or services:  

• Direct Deposit
• Safe Deposit Box
• Debit Card
• ACH Debit Transaction

It includes two boxes of the standard style program checks per year, free money orders, and free official checks. Interest will be compounded and posted monthly to the account. You must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. Statements are sent via electronic E-Statement, and images will be provided. A valid e-mail address is required to establish this account.

 

Senior Checking

This account is also for customers over fifty, but for those that wish to receive a paper statement. The service charge for this account is $1.95 per month. It includes two boxes of the standard style program checks per year, free money orders, and free official checks. Interest will be compounded and posted monthly to the account. You must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. Imaged checks will be provided with your statement.

Please refer to your account information and disclosures for detailed information. Checks are paid in the order of lowest dollar amount to highest dollar amount.